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Ways to Pay

CONCEPTUAL
Life Skills›Money & Finance|Ages 7—9|ID: mt_K8_RYIvrTV

Different ways to pay: cash, debit cards, contactless, online payments, mobile payments; that digital payments still use real money; keeping payment details safe

Mastery Evidence

  • Name at least four different ways people can pay for things
  • Explain that tapping a card or phone still spends real money from a bank account
  • Give one reason why you should keep card numbers and passwords private

Assessment Prompt

“Does [child] understand that when you tap a card or use a phone to pay, real money leaves your bank account even though you can't see coins changing hands?”

Prerequisites2

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  • Looking After Money soft

    Money safety concepts extend to digital payment safety

    • Coins & Notes hard

      Must know what coins and notes are before learning to look after them

      • Coin Values soft

        Curriculum coins/notes recognition (Maths Y1) underpins exploratory coin knowledge

        • Reading and writing numbers to 20 hard

          Recognising coin values requires reading numerals (1, 2, 5, 10, 20, 50)

          • How Many in Total? hard

            Reading/writing numerals 0–20 requires understanding that numerals represent quantities (cardinality)

            • One-to-one counting hard

              Cardinality principle builds on one-to-one correspondence — you must count correctly to know the last number tells 'how many'

          • Writing digits 0-9 hard

            Writing numerals requires the motor skill of forming digits 0-9 (taught in English handwriting)

      • What Money Is hard

        Must understand what money is before learning to recognise specific coins and notes

  • Buying Things hard

    Must understand buying transactions before exploring different payment methods

    • Coins & Notes hard

      Must recognise coins/notes and their values before practising buying transactions

      • Coin Values soft

        Curriculum coins/notes recognition (Maths Y1) underpins exploratory coin knowledge

        • Reading and writing numbers to 20 hard

          Recognising coin values requires reading numerals (1, 2, 5, 10, 20, 50)

          • How Many in Total? hard

            Reading/writing numerals 0–20 requires understanding that numerals represent quantities (cardinality)

            • One-to-one counting hard

              Cardinality principle builds on one-to-one correspondence — you must count correctly to know the last number tells 'how many'

          • Writing digits 0-9 hard

            Writing numerals requires the motor skill of forming digits 0-9 (taught in English handwriting)

      • What Money Is hard

        Must understand what money is before learning to recognise specific coins and notes

    • What Money Is hard

      Must understand money as exchange medium before practising transactions

Unlocks1